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Insurance Plus
15 W. Main Street
Oyster Bay, New York 11771
(516) 922-1200
(212) 268-4473
Fax: (516) 922-5900
"Your Long Island, NY
Business Group
Employee Health
Insurance Agent"
Personal Insurance
Employee Benefits
Section 125 Plans
Resource Center
Information on Section 125 Insurance Plans for New York Business
New York Group Employee Insurance Specialists
Built & Maintained by InsuranceWebsiteServices.com
We are your local Long Island insurance agency,
offering affordable New York Group Employee Health
Insurance plan services to businesses in the following
New York City area cities and counties: Oyster Bay,
Huntington, Glen Cove, Port Washington, Roslyn,
Syosset, Jericho, East Hills, Great Neck, South
Huntington, Melville, Pinelawn, Farmingdale, Bethpage,
Levittown, Lindenhurst, Babylon, Bay Shore, Islip,
Northport, Hicksville, Westbury, Mineola, Garden City,
Long Island City, Manhasset, Massapequa, Freeport,
Lynbrook, Rockville Centre, Hempstead, Elmont,
Valley Stream, Long Beach, Oceanside, Amityville,
Merrick, Bellmore, Jamaica, Brooklyn, Bronx,
Flatbush, Queens, Astoria, Cove Neck, Bayville,
Locust Valley, Lattingtown, Matinecock, Mill Neck,
Sea Cliff, Centre Island, Brookville, Locust Grove,
Muttontown, East Norwich, Old Westbury, North
Massapequa, Seaford, Manorhaven, Huntington
Station, Huntington Bay, Greenlawn, Commack,
Plainview, Deer Park, Farmingdale, West Babylon,
Brentwood, Central Islip, East Northport, Centereach,
Coram, Riverhead, Lido Beach, New Suffolk, Port
Jefferson, and everywhere else in Nassau County,
Queens County, Kings County, New York County,
Bronx County, Westchester County, and Suffolk
County, NY.

New York Section 125 Plan Services - Premium Only Plan
If your employees pay a portion of their group insurance premiums,
there's a way to increase their take-home pay and reduce your payroll
taxes at the same time. Section 125 of the Internal Revenue Code
allows your New York City area business to pay less
Establishing a Premium Only Plan for your employees
allows for their group insurance premium contributions
to be automatically deducted from their salaries before
taxes are taken out. An employees taxable income is
reduced by the group insurance premium amount
contributed, so your employee pays less in federal taxes,
and has more take-home pay.
Your New York business therefore pays less social
security (FICA) payroll taxes because your employees
pretax income was lowered through the Premium Only
Plan. (For applicable state legislation, consult your
business tax advisor.)

Click on the link below to fill out our contact form so
we can provide you with additional information on how
Section 125 Plans can save both your New York
business and your employees money. Or you can
speak with one of our New York Group Insurance
agent specialists at either 516-922-1200 or 212-268-
4473 to discuss the features.
(FICA) taxes while reducing the amount your employees
pay in federal taxes.
Group Health for
New York Business
Affordable
INSURANCE
Plus