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Insurance Plus
15 W. Main Street
Oyster Bay, New York 11771
(516) 922-1200
(212) 268-4473
Fax: (516) 922-5900
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"Your Long Island, NY
Long Term Care
Insurance Agent"
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Personal Insurance
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Employee Benefits
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Resource Center
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New York Long Term Care Insurance Specialists
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Built & Maintained by InsuranceWebsiteServices.com
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We are your local Long Island insurance agency, offering affordable
Long Term Care Insurance policy premiums in the following New York City area cities and counties: Oyster Bay, Huntington, Glen Cove, Port Washington, Roslyn, Syosset, Jericho, East Hills, Great Neck, South Huntington, Melville, Pinelawn, Farmingdale, Bethpage, Levittown, Lindenhurst, Babylon, Bay Shore, Islip, Northport, Hicksville, Westbury, Mineola, Garden City, Long Island City, Manhasset, Massapequa, Freeport, Lynbrook, Rockville Centre, Hempstead, Elmont, Valley Stream, Long Beach, Oceanside, Amityville, Merrick, Bellmore, Jamaica, Brooklyn, Bronx, Flatbush, Queens, Astoria, and everywhere else in Nassau County, Queens County, Kings County, New York County, Bronx County, Westchester County, and Suffolk County, NY. |
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Although people are generally living longer, many are requiring assistance in
their later years. Long term care services can be provided in your home, in an assisted living facility or in a nursing home. In many cases the family is no longer able to provide such care around the clock. |
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According to recent data, 48.6% of people age 65 and
older may spend some time in a nursing home and 71.8% of people age 65 and older may use some form of home health care. |
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Some people can pay the bill out of pocket, others will
qualify for Medicaid (welfare), but most of us will fall somewhere in the middle. A Long Term Care insurance policy can help protect your assets from the rising cost of care. |
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Long Term Care insurance is often referred to as "asset
protection." Individuals need to have assets worth protecting in order to justify the purchase of a policy. If you are able to pay Long Term Care insurance premiums without having to change your lifestyle - you should transfer that risk to the insurance company. |
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Family members may not live nearby, they may have
other pressing family commitments, or simply can't get the time off from work or away from the home. |
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Three Types of Long Term Care Insurance Policies
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Facility Only: Will pay benefits for care in a nursing
home, assisted living facility or board and care facility. It's the most basic policy but often the most needed type. |
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Home Health Care: Will pay benefits for care in your
home, but not in a facility. The preferred policy when a home health care situation is possible. |
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Comprehensive: Will pay benefits for care in your home
or in a facility. This is the preferred type of plan (policy) because of it's flexibility, but is also the most expensive. |
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A long term care insurance specialist with Insurance
Plus will assist you in deciding which type of policy will work best for your needs. |
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More Information on Long Term Care Insurance
for New York Residents |
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Click on the link below to fill out a quote request form for a Long Term
Care Insurance policy that provides excellent insurance coverage at an affordable cost. Or speak with one of our Long Term Care Insurance agent specialists at 516-922-1200 or 212-268-4473 to discuss the features. |
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Family or Individual
Health Insurance
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Affordable
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INSURANCE
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