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Copyright 2004-2008 Insurance Plus - All rights reserved
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Request a Quote Here!
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Answer a few questions and
we will provide you with a no
obligation to buy quote by
phone or email. Choose the
New York personal or
group insurance coverage
you're interested in from one
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Insurance Plus
15 W. Main Street
Oyster Bay, New York 11771
(516) 922-1200
(212) 268-4473
Fax: (516) 922-5900
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"Your Long Island, NY
Business Group
Long Term Care
Insurance Agent"
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Personal Insurance
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Employee Benefits
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Group Long Term Care
Insurance
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Resource Center
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New York Group Employee Insurance Specialists
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Built & Maintained by InsuranceWebsiteServices.com
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We are your local Long Island insurance agency, offering affordable
Group Employee Long Term Care Insurance plan services to businesses in the following New York City area cities and counties: Oyster Bay, Huntington, Glen Cove, Port Washington, Roslyn, Syosset, Jericho, East Hills, Great Neck, South Huntington, Melville, Pinelawn, Farmingdale, Bethpage, Levittown, Lindenhurst, Babylon, Bay Shore, Islip, Northport, Hicksville, Westbury, Mineola, Garden City, Long Island City, Manhasset, Massapequa, Freeport, Lynbrook, Rockville Centre, Hempstead, Elmont, Valley Stream, Long Beach, Oceanside, Amityville, Merrick, Bellmore, Jamaica, Brooklyn, Bronx, Flatbush, Queens, Astoria, and everywhere else in Nassau County, Queens County, Kings County, New York County, Bronx County, Westchester County, and Suffolk County, NY. |
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Group Long Term Care Insurance - New York Business
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Group Long Term Care Insurance is the American workers most
requested new employment benefit. Employees are being forced out of the work force because they are called upon to care for spouses and parents with long tern care needs. The largest growth |
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When one of your employees needs long term care
services or must provide long term care for someone at home, it may put your business at risk because it can have a great impact on your bottom line. You may not notice the cost immediately, but over time it may really add up. |
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If an employee is providing care for someone at home it
is almost as though they have another full time job. It may affect your business in the following ways:
1. Decline in productivity
2. Decreased willingness to relocate or travel for work
3. Not able to work full time or must leave job altogether
4. Motivation and morale are compromised
5. Interruptions during the day to handle phone calls or
emergencies
6. Absenteeism
7. Increased stress which could result in health related
problems
8. Replacement costs if employee needs to resign
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in employee "down time" today is caused by the need for
taking care of aging parents. |
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Long Term Care Insurance
Employer Advantages
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Recent health care legislation makes qualified long
term care insurance policies more tax advantageous for both employers and employees. Employers that pay for long term care insurance may be eligible for favorable tax treatment. The tax consequences vary depending on the structure of your business. |
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1. Employer paid long term care insurance premiums
for employee, spouse, and retiree coverage may be deducted as a business expense.
2. Employers can cover defined classes of workers,
making it possible to offer the benefit to only higher paid employees. |
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3. Employees with medical and dental expenses exceeding 7.5% of
adjusted gross income may be able to also deduct eligible long term care insurance premiums they pay.
4. Premiums are not classified as taxable income to employees.
5. Benefits are not considered taxable income to the insureds or their
families (even if the employer paid the premium.)
6. Benefits are 100% tax-free to the employees whether the employee
or the employer pays the premium. |
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Click on the link below to fill out a quote request form for a Group
Employee Long Term Care Insurance plan that regardless of whether you're a large employer or a small business, will provide excellent long term care insurance coverage at an affordable cost for your New York business. Or you can speak with one of our New York Group Health Insurance Agent specialists at 516-922-1200 or 212-268-4473 to discuss the features. |
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Group Health for
New York Business
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Affordable
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INSURANCE
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Plus
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