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Group Health for
New York Business
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Affordable
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Insurance Plus
15 W. Main Street
Oyster Bay, New York 11771
(516) 922-1200
(212) 268-4473
Fax: (516) 922-5900
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"Your Long Island, NY
Business Group Disability
Insurance Agent"
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Personal Insurance
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Employee Benefits
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Group Short Term
Disability Insurance |
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Group Long Term
Disability Insurance |
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Resource Center
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New York Group Disability Insurance Specialists
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Built & Maintained by InsuranceWebsiteServices.com
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We are your local Long Island insurance agency, offering affordable New York
Group Disability Insurance plan services to businesses in the following New York City area cities and counties: Oyster Bay, Huntington, Glen Cove, Port Washington, Roslyn, Syosset, Jericho, East Hills, Great Neck, South Huntington, Melville, Pinelawn, Farmingdale, Bethpage, Levittown, Lindenhurst, Babylon, Bay Shore, Islip, Northport, Hicksville, Westbury, Mineola, Garden City, Long Island City, Manhasset, Massapequa, Freeport, Lynbrook, Rockville Centre, Hempstead, Elmont, Valley Stream, Long Beach, Oceanside, Amityville, Merrick, Bellmore, Jamaica, Brooklyn, Bronx, Flatbush, Queens, Astoria, Cove Neck, Bayville, Locust Valley, Lattingtown, Matinecock, Mill Neck, Sea Cliff, Centre Island, Brookville, Locust Grove, Muttontown, East Norwich, Old Westbury, North Massapequa, Seaford, Manorhaven, Huntington Station, Huntington Bay, Greenlawn, Commack, Plainview, Deer Park, Farmingdale, West Babylon, Brentwood, Central Islip, East Northport, Centereach, Coram, Riverhead, Lido Beach, New Suffolk, Port Jefferson, and everywhere else in Nassau County, Queens County, Kings County, New York County, Bronx County, Westchester County, and Suffolk County, NY. |
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New York Group Disability Insurance Information
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Disability insurance coverage is an important employee benefit because it
helps protect your employees most valuable financial asset...their income. It replaces lost income for an employee if they are unable to work due to sickness or injury. |
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Group disability insurance for your New York business is
an excellent employee benefit incentive for acquiring and maintaining employees and the cost is relatively low in comparison to other employee benefits. |
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Learn much more below about both Employee Long
Term Disability Insurance and Employee Short Term Disability Insurance. |
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Group Long Term Disability Insurance Information
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Each year on average, 12% of the adult U.S.
population suffers a long term disability and one out of eight workers will suffer a five-year or longer disability before the age of 65. |
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Group long term disability insurance plans provide
income protection for disabilities lasting three months or longer. After the initial waiting period is completed, long term disability insurance will provide a monthly income which may continue until age 65 for qualified disabilities. The monthly income provided under a policy is usually 60% of the employees pre disability income. |
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Benefits begin on the 91st day of disability.
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Monthly benefit is 60% of pre-disability income.
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Maximum monthly benefit is $5,000.
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Benefit duration to age 65 for qualified disabilities.
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Key Features:
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Click on the link below to fill out a quote request form
for a group employee long term disability insurance plan that regardless of whether you're a large employer or a small business, will provide excellent disability insurance coverage at an affordable cost for your New York business. Or speak with one of our New York Group Disability Insurance agent specialists at 516-922-1200 or 212-268-4473 to discuss the policy features in more detail. |
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Group Short Term Disability Insurance Information - New York Business
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When an employee needs to be away from work for an extended period or a non-work
related disability like maternity, illness, or injury, an employee can have access to a short term disability program which provides at least partial income protection. Short term disability insurance is a more common employee benefit because the chance of an employee being unable to work for a short period is higher than the chance of being permanently disabled. |
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A short term disability insurance plan for your New York business will provide weekly
income for an employee disability shorter than 3 months. Coverage is meant to bridge the gap between a company's sick pay policy and the start of an employee long term disability insurance plan. |
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Benefits begin on the 1st day in the case of an accident
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Benefits begin on the 8th day in the case of a sickness
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Weekly benefit is 100% of pre-disability income for the
first 15 days. |
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Weekly benefit is 66% of pre-disability income from
day 16 through a maximum of 165 days. |
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Maximum weekly benefit is $1,000.
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Benefit duration is 26 weeks.
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Key Features:
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Click on the link below to fill out a quote request form for a group employee short
term disability insurance plan that regardless of whether you're a large employer or a small business, will provide excellent disability insurance coverage at an affordable cost for your New York business. Or you can speak with one of our New York Group Disability Insurance agent specialists at 516-922-1200 or 212-268-4473 to discuss the policy features. |
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